Big brainstorm about low interest credit cards
They want you to take a credit card with an irresistibly low introductory rate, spend madly, and owe them thousands upon thousands of dollars when your interest rate shoots up at the end of the introductory period. Let's disappoint them. The first tip is to ignore the huge, sparkly "0 percent interest" printed in bright red and gold letters on the front of the brochure. That is the introductory rate. After a short period, usually just six months, it ends, and now you have to pay the credit card's real interest rate.