Explore credit cards for bad credit

Even a single missed payment can cause your credit rating to decrease considerably. Paying your bills on time is the single best thing you can do to raise your credit rating. Pay off any remaining balance on your credit card. Another thing that can affect your chances of getting a credit card with good terms is the ratio of your credit balance compared to your credit limit. If you are interested in raising your credit score, keeping your balance below 25 percent of your credit limit is a good way to do just that.

05/02/09 6

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